iCan Benefit Health Insurance. "The Ican Group includes Ican Benefit Group, LLC and Ican Insurance, LLC, which are licensed insurance agencies ("Ican"), not insurance companies. Plans offered through Ican are underwritten by licensed insurance companies that vary by plan and state, all of which have A.M. Best ratings from B+ up to A+ for their financial condition. Ican offers both guaranteed acceptance group plans and individually underwritten major medical plans . Guaranteed acceptance plans: (i) provide coverage under group limited benefit indemnity policies issued to a bona fide association, (ii) require association membership, (iii) contain limitations and exclusions including pre-existing condition exclusions, (iv) have rates that are subject to change only on a group basis, and (v) are not the same as and are not a substitute for major medical insurance. Major medical coverage availability and rates depend on a variety of factors, including health condition and medical history, and not everyone will qualify for such coverage. Ican has licensed agents for all 50 states, but the plans offered by Ican are not available in every state. This document contains only summary information and is simply an invitation to inquire further. Call for complete details regarding plan benefits, restrictions, exclusions, limitations and state availability."
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